Rich was an absolute pleasure to work with! He is very thorough and makes the whole process of getting a home loan as easy as it possibly can be. Rich was always available whenever we had questions and was always willing to walk and talk us through anything we needed help with. He has so much knowledge about the Bay Area, housing market which was very helpful when dealing with the stress of purchasing a home. Rich is truly a great person who genuinely cares about his clients! Awesome experience and I would recommend Rich with extreme confidence to anyone looking to purchase a home!!!